Precog Nexus — Terms of Service

Effective date: 28th August 2025

These Terms of Service (the “Terms”) form a binding agreement between Precog Nexus Corp. and its affiliates (collectively, “Precog Nexus,” “we,” “us,” or “our”) and the person or entity who accesses or uses our Sites or Services (“you” or “Customer”). By accessing or using any Site or Service, or by clicking a button or checking a box marked “I agree,” you agree to these Terms.

Important Web3 notice. Public blockchains are distributed ledgers that are typically immutable and transparent. Transactions (including wallet addresses and on‑chain metadata) are generally public and not controlled by Precog Nexus. We do not custody your private keys and cannot modify or delete data recorded on third‑party blockchains. Our responsibilities relate to off‑chain systems and services we control, as detailed below. For the Precog Nexus Network (our Layer‑1), limited transaction remediation may be available under network governance/policy as described in Section 15.

1) Definitions

• “Affiliate” means any entity that directly or indirectly controls, is controlled by, or is under common control with a party.
  
  
  

• “Beta Features” means any feature or service identified as alpha, beta, preview, early access, or otherwise not generally available.
  
  
  

• “Content” means text, data, information, software, code, audio, video, images, graphics, NFTs, tokens, smart contracts, and other materials.
  
  
  

• “Customer Data” means Content submitted to or processed by the Services by you or on your behalf, excluding Service‑Generated Output.
  
  
  

• “Documentation” means the user guides, specifications, and policies made available by Precog Nexus.
  
  
  

• “Order Form” means an ordering document or online order referencing these Terms that sets pricing, term, and plan tier.
  
  
  

• “Service‑Generated Output” means AI‑generated or system‑generated outputs and derivatives produced by the Services from prompts or inputs.
  
  
  

• “Sites” means our websites and subdomains.
  
  
  

• “Services” means our online products, web apps, mobile apps, APIs, software SDKs, the Precog Nexus Network interfaces, and related services.
  
  
  

• “Third‑Party Services” means products or services not owned or controlled by Precog Nexus, including wallets, exchanges, blockchains, identity providers, custodians, and cloud services.
  
  
  

If you are entering into these Terms on behalf of an organization, you represent that you have authority to bind that organization. If you do not agree to these Terms, do not access or use the Services.

2) Eligibility

You must be at least 18 years old (or the age of digital consent in your region) to use the Services. You may not use the Services if you are a person or entity sanctioned or prohibited under applicable laws (including OFAC, UK HMT, EU, UN, Australia, Malaysia), or if use would cause Precog Nexus to violate law. You represent that your use complies with all applicable laws, including KYC/AML/CFT obligations where relevant.

3) Account registration and wallet connection

To access certain features, you must create an account or connect a supported wallet. You agree to provide accurate information and keep it updated. You are responsible for all activity under your account and for maintaining the security of your credentials, devices, and wallets. We never request your private keys or seed phrase. Treat any such request as suspicious and contact us immediately.

4) Subscriptions, fees, and taxes

Plans & Orders. Access to paid features may require an Order Form or online checkout. Prices are as stated at purchase and are exclusive of taxes unless stated otherwise.

Billing. You authorize us (and our payment processor) to charge your payment method for recurring fees, overages, gas/network fees (where applicable for on‑chain actions initiated via the Services), and applicable taxes. Unless otherwise stated in the Order, subscriptions auto‑renew for successive periods of the same length at the then‑current rate.

Invoices & late fees. Invoices are due as stated; overdue amounts may incur interest at the lower of 1.5% per month or the maximum permitted by law, plus reasonable collection costs.

Refunds. Except where required by law or expressly stated in an Order, fees are non‑refundable.

Taxes. You are responsible for all VAT/GST, sales, use, and similar taxes arising from your purchases, except taxes based on our net income.

5) Acceptable Use Policy (AUP)

You agree not to do any of the following in connection with the Sites/Services:

1. Unlawful conduct: violate any law or regulation, including securities laws, derivatives/market‑abuse rules, AML/CFT, sanctions, consumer protection, export controls, privacy, or tax laws.
   
   
   

2. Harmful conduct: engage in fraud, deception, phishing, impersonation, or unauthorized access to accounts, devices, or networks.
   
   
   

3. Interference: disrupt or degrade the Services; bypass or circumvent security or rate limits; probe, scan, or test vulnerabilities without authorization.
   
   
   

4. Abusive content: submit content that is illegal, infringing, defamatory, hateful, harassing, or that violates third‑party rights, including IP and privacy rights.
   
   
   

5. Automated scraping: crawl, scrape, or index pages or APIs except as permitted in our robots.txt or with written consent.
   
   
   

6. Reverse engineering: decompile, reverse engineer, or otherwise attempt to derive source code, except to the limited extent permitted by law.
   
   
   

7. Prohibited transactions: use to facilitate money laundering, terrorist financing, ransomware, illegal gambling, sanctioned activity, or to transact in assets that are prohibited in your jurisdiction.
   
   
   

8. High‑risk use: use the Services for medical diagnosis, life support, nuclear operations, aviation, or other inherently dangerous uses where failure could lead to death or serious harm.
   
   
   

9. AI misuse: attempt to re‑identify individuals from anonymized data, generate or disseminate illegal content, or use outputs to create biometric or other sensitive profiles in violation of law.
   
   
   

We may suspend or terminate access for AUP violations.

6) Customer Data and privacy

You retain all rights to your Customer Data. Subject to these Terms, you grant us a non‑exclusive, worldwide, royalty‑free license to host, process, transmit, display, and otherwise use Customer Data to provide and improve the Services, including security and anti‑fraud. We handle personal information per our Privacy Policy (incorporated by reference).

Data portability. During the subscription term, you may export certain Customer Data using the tools we provide. We may charge reasonable fees for large or bespoke exports.

Deletion. Upon termination or your request, we will delete or anonymize Customer Data from systems under our control within a reasonable period, subject to legal obligations (e.g., AML recordkeeping) and technical backups.

7) AI features and Service‑Generated Output

The Services may include AI features that generate text, code, or other outputs. Between you and us, and to the extent permitted by law and third‑party terms, we assign to you our interest in Service‑Generated Output produced from your prompts and Customer Data. You are responsible for evaluating the accuracy, appropriateness, and legal compliance of outputs and for implementing human review where necessary.

You must not use the Services to infringe IP rights or to create substantially similar works from copyrighted materials without authorization. We do not guarantee outputs will be unique or free of third‑party claims.

8) Ownership; license to Precog Nexus materials

The Services, Sites, Documentation, and all associated IP rights are owned by Precog Nexus and its licensors. Subject to your compliance with these Terms and applicable Orders, we grant you a limited, non‑exclusive, non‑transferable, non‑sublicensable license to access and use the Services during the subscription term.

Feedback. If you give us feedback or suggestions, you grant us a perpetual, irrevocable, worldwide, royalty‑free license to use and exploit them without restriction.

Brand features. We may use your name, logo, and marks to identify you as a customer in accordance with your brand guidelines, unless you opt‑out in writing.

9) Third‑Party Services and open‑source components

The Services may interoperate with Third‑Party Services (e.g., wallets, custodians, KYC vendors, analytics, cloud providers). Your use of Third‑Party Services is governed by their terms and privacy policies. We are not responsible for Third‑Party Services and disclaim all liability arising from them.

The Services may include open‑source software subject to separate licenses, which govern such components.

10) Security

We implement appropriate technical and organizational measures to protect the Services and Customer Data. You are responsible for securing your systems, devices, and wallets, and for configuring access controls and backups appropriate to your risk profile. Promptly notify us of any suspected security incident involving the Services or your account.

Bug bounty / responsible disclosure. If you discover a vulnerability, please report it via our security contact. Do not publicly disclose until we confirm remediation or otherwise agree.

11) Compliance; KYC/KYB and sanctions

We may require you to complete KYC/KYB and sanctions screening to access certain features. You agree to provide accurate information and to notify us of changes. We may suspend or terminate access where you fail screening, provide false information, or become a restricted party.

12) Tokenization, RWAs, and financial‑services disclaimers

No custody; no investment advice. We do not provide investment, legal, tax, or accounting advice. Content on the Sites/Services is for information only. You are solely responsible for y